Medicare & Social Security
Plan comparison around your doctors and prescriptions, Medigap and Advantage trade-offs, and claiming strategy as a Registered Social Security Analyst.
Licensed insurance producer · RSSA® · New York
I'm Ibrahim Afyon. I help families and owner-operators in New York's Capital Region with Medicare, Social Security timing, and insurance. I'm building toward a practice where accounting and long-term planning sit under the same roof, so you have one person to call.
About
I grew up speaking Turkish, studied economics at the University at Albany, and am licensed in New York for life, accident and health insurance and as a property and casualty agent and broker. My approach is simple: start with the person's actual situation — their doctors, their household, their dates, their business — and explain the trade-offs in plain language before anyone signs anything.
Most of the people I work with are turning 65, sequencing two Social Security claims, or running a restaurant, a contracting crew, or a shop and want one person who picks up the phone. That last part is the whole idea behind what I'm building next.
Now
Active as a licensed insurance producer, working with individuals, families and small businesses across Saratoga, Albany, Schenectady and Rensselaer counties.
Plan comparison around your doctors and prescriptions, Medigap and Advantage trade-offs, and claiming strategy as a Registered Social Security Analyst.
NY State of Health plans and tax credits, term and permanent life, and disability income coverage for people whose paycheck is the asset everything else depends on.
Property and casualty for households and owner-operators: home, auto, umbrella, flood, general liability, workers' comp and the NY DBL/PFL requirements.
Insurance practice site: afyoninsurance.com
Ventures
A one-stop advisory model, built one license at a time. Each brand stands on its own, with its own site and its own credentials, and all of them share the same rule: explain the trade-off, don't oversell it.
Medicare, health, life, disability, auto, home and business insurance for the Capital Region. Agency name and licensing are under review with the state; in the meantime I write business under my individual licenses.
afyoninsurance.com →Bookkeeping, tax preparation and payroll for the same owner-operators I already insure, so the coverage conversation and the numbers conversation happen with one person who knows both.
Site coming soonRetirement-income and long-term planning, offered only once the appropriate registrations are in place. Not currently offered; nothing on this site is investment advice.
Site coming soonIndependent brands under the Afyon name as the practice grows. If you're building something adjacent and want to talk, I'd like to hear about it.
Start a conversation →Credentials
Everything below is verifiable at the NY Department of Financial Services license lookup and the issuing bodies.
| NY Life, Accident & Health agent | LA-1934647 |
|---|---|
| NY Property & Casualty agent | PC-1934647 |
| NY Property & Casualty broker | BR-1934647 |
| National Producer Number | NPN 21711447 |
| Registered Social Security Analyst | RSSA® #9932 |
| AHIP Medicare certification | Annual |
| NY State of Health | Certified broker |
| Securities exams passed | SIE · Series 63 · Series 65 · Series 3 |
Passing a securities exam confers no registration; I do not offer securities, futures or investment advice. Education: Economics, University at Albany.
Contact
Coverage question, a business idea, or something adjacent to what I'm building. Pick whichever channel is easiest for you.