Licensed insurance producer · RSSA® · New York

One name.
Every part of the picture.

I'm Ibrahim Afyon. I help families and owner-operators in New York's Capital Region with Medicare, Social Security timing, and insurance. I'm building toward a practice where accounting and long-term planning sit under the same roof, so you have one person to call.

  • Based inClifton Park, NY
  • LanguagesEnglish · Türkçe
  • Phone(518) 902-8822
Ibrahim Afyon, headshot
Ibrahim Afyon, RSSA®

About

Who you'd be talking to

I grew up speaking Turkish, studied economics at the University at Albany, and am licensed in New York for life, accident and health insurance and as a property and casualty agent and broker. My approach is simple: start with the person's actual situation — their doctors, their household, their dates, their business — and explain the trade-offs in plain language before anyone signs anything.

Most of the people I work with are turning 65, sequencing two Social Security claims, or running a restaurant, a contracting crew, or a shop and want one person who picks up the phone. That last part is the whole idea behind what I'm building next.

How I work

  • One idea per sentence. No jargon, no fear-selling.
  • I'll tell you when what you already have is the right fit.
  • I only offer what I'm appointed to offer, and I'll always say so.
  • I don't cold-call. If you hear from me, it's because you asked.

Now

What I do today

Active as a licensed insurance producer, working with individuals, families and small businesses across Saratoga, Albany, Schenectady and Rensselaer counties.

01

Medicare & Social Security

Plan comparison around your doctors and prescriptions, Medigap and Advantage trade-offs, and claiming strategy as a Registered Social Security Analyst.

02

Health, life & disability

NY State of Health plans and tax credits, term and permanent life, and disability income coverage for people whose paycheck is the asset everything else depends on.

03

Home, auto & business

Property and casualty for households and owner-operators: home, auto, umbrella, flood, general liability, workers' comp and the NY DBL/PFL requirements.

Insurance practice site: afyoninsurance.com

Ventures

The Afyon family of brands

A one-stop advisory model, built one license at a time. Each brand stands on its own, with its own site and its own credentials, and all of them share the same rule: explain the trade-off, don't oversell it.

  1. 01 · Active

    Afyon Insurance

    Medicare, health, life, disability, auto, home and business insurance for the Capital Region. Agency name and licensing are under review with the state; in the meantime I write business under my individual licenses.

    afyoninsurance.com →
  2. 02 · Planned

    Afyon Accounting

    Bookkeeping, tax preparation and payroll for the same owner-operators I already insure, so the coverage conversation and the numbers conversation happen with one person who knows both.

    Site coming soon
  3. 03 · Future

    Afyon Wealth

    Retirement-income and long-term planning, offered only once the appropriate registrations are in place. Not currently offered; nothing on this site is investment advice.

    Site coming soon
  4. 04 · Open

    More Afyon brands

    Independent brands under the Afyon name as the practice grows. If you're building something adjacent and want to talk, I'd like to hear about it.

    Start a conversation →

Credentials

Licenses & certifications

Everything below is verifiable at the NY Department of Financial Services license lookup and the issuing bodies.

NY Life, Accident & Health agentLA-1934647
NY Property & Casualty agentPC-1934647
NY Property & Casualty brokerBR-1934647
National Producer NumberNPN 21711447
Registered Social Security AnalystRSSA® #9932
AHIP Medicare certificationAnnual
NY State of HealthCertified broker
Securities exams passedSIE · Series 63 · Series 65 · Series 3

Passing a securities exam confers no registration; I do not offer securities, futures or investment advice. Education: Economics, University at Albany.

Contact

Let's talk

Coverage question, a business idea, or something adjacent to what I'm building. Pick whichever channel is easiest for you.

I reply personally, usually within one business day.